| CHIP was created by the Nebraska legislature in 1985 to provide health care coverage to people who can’t otherwise obtain it at an affordable price or without health restrictions. |
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CHIP was created by the Nebraska legislature in 1985 to provide health care coverage to people who can’t otherwise obtain it at an affordable price or without health restrictions. If you’ve had trouble getting health insurance for medical reasons, this state program may help you obtain the coverage you need.
All insurers authorized to issue or provide health care coverage in Nebraska are members of CHIP. Benefit Management, LLC is the administrator of the program, responsible for determining applicant eligibility, collecting premiums and paying claims.
If you would like more information about the CHIP program, give us a call.
8:00 to 5:00 Monday thru Friday.
| CHIP Coverage At A Glance |
| 9 Calendar Year Deductible Options |
| $500 in-network/$1,000 out-of-network |
| $1,000 in-network/$2,000 out-of-network |
| $1,500 in-network/$3,000 out-of-network |
| $2,000 in-network/$4,000 out-of-network |
| $3,000 in-network/$6,000 out-of-network |
| $4,000 in-network/$8,000 out-of-network |
| $5,000 in-network/$10,000 out-of-network |
| $7,500 in-network/$15,000 out-of-network |
| $10,000 in-network/$20,000 out-of-network |
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| Coinsurance You Pay For Most Covered Services |
| 20% in-network/30% out-of-network |
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| Calendar Year Coinsurance Maximum |
| $1,500 in-network/$3,000 out-of-network |
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| Prescription Drug Copay Amounts |
| Generic drugs |
$10 per 30-day supply |
| Formulary brand name drugs |
20% coinsurance, $35 minimum / $50 maximum copay for 30-day supply |
| Nonformulary brand name drugs |
50% coinsurance, $50 minimum / $75 maximum copay for 30-day supply |
| Health Savings Account Eligible CHIP HDHP Coverage At A Glance |
| Calendar Year Deductible |
| $2,000 in-network/$4,000 out-of-network |
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| Calendar Year Out-Of-Pocket Maximum (includes deductible) |
| $5,000 in-network/$10,000 out-of-network |
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| Coinsurance You Pay For Most Covered Hospital/Medical/Surgical Services |
| 20% of allowable charges in-network/40% of allowable charges out-of-network |
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| Prescription Drug Benefits |
| Benefits for covered prescription drugs are subject to the plan’s in-network deductible and coinsurance. |
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| Maximum CHIP Policy Benefits |
| $1 million |
The CHIP Program for Nebraska is a Comprehensive Health Insurance Pool for people who cannot obtain health insurance. The Nebraska CHIP program offers an affordable insurance option for those qualifying NE CHIP policy holders. |
